WMS Debt Counseling Atlas

Debtor and insolvency advisory offices in Germany: In particular, the reported data of the competent Supreme Land authorities are used. These are requested annually by the Federal Statistical Office. Since only data on recognised and/or subsidised counselling centres are known in the state authorities, the reported information is extended by own internet searches. The reporting date is as of October 2019. Due to the type of registration of debtor and insolvency advisory offices in the Federal Statistical Office, no guarantee can be guaranteed on the completeness and correctness of the consultancies presented, since the address information is generated exclusively from external sources. The basis for the calculation of accessibility zones of debtor counselling centres is the road data base of the open community project OpenStreetMap (OSM). With the help of the software Esri ArcGIS Desktop and the program extensions Network Analyst and ArcGIS Editor for OpenStreetMap, the relevant road data (geometric information and associated attributes) are extracted from the OSM data and converted into a routing-enabled network data model. This allows the calculation of accessibility zones, the so-called isochrons. The isochronic calculation is performed for discrete time zones of five to 90 minutes. Within a zone, there is no further distinction between driving times. The accessibility is indicated in the form of grid cells with a spatial resolution of 100 meters * 100 meters. Please note that the indicated travel times are derived model sizes, which may differ significantly from actual driving times. In particular, the current traffic situation or possible restrictions on road traffic, such as traffic jams, construction sites or road closures are NOT taken into account. Furthermore, no guarantee can be assumed for the correctness of the underlying road geometry and the driving speeds derived from it. The OSM database may contain inaccuracies or errors in both geometric and descriptive information. For example, missing road sections or incorrect access restrictions can prevent the connection of individual traffic areas to the rest of the road network. This can result in incorrect calculation results. Please note that the algorithm for calculating distance zones in the periphery of the road network may produce highly generalising results. This allows isolated island areas close to the coast to be colored, although they do not have a connection to a road network. In principle, the accuracy of the information and calculation results presented cannot be guaranteed.