Net savings in single and couple households by income quintiles

Definition: Net savings are obtained by deducting the proceeds from the dissolution of money and non-financial assets and borrowing (less interest payments on construction loans and consumer loans) from expenditure on the formation of financial and non-financial assets (plus repayment of loans and interest on loans). In order to form income quintiles, households per household type are sorted according to the level of equivalised income and divided into five groups of equal size. The first Qunitil contains the 20 percent of households with the lowest, the fifth with the highest equivalised income. Data source: IT.NRW, Income and Consumer Sample (EVS)